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7 Reasons You Have No Money or Savings

Are you broke with no money in your savings and can’t seem to change that?  This might be pretty straight forward to some of you, but for others, like me,…

  • Posted by - Carey
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7 Reasons You Have No Money or Savings
Where Does Your Income Go?
  • Budgeting
  • Debt Management

Where Does Your Income Go?

Some of us spend our income on lots of unnecessary things!  Sometimes, we don’t even realize where we spend it all.  We only know that our income disappears rather quickly. …

  • Posted by - Carey
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  • Debt Management

WARNING! Credit Cards Are Ruining Our Finances

Credit cards can be so helpful and yet so detrimental at the same time. Hey everyone, how are you doing? How much credit card debt do you have?  I won’t…

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WARNING!  Credit Cards Are Ruining Our Finances
7 Hacks to Improve Your Personal Finances
  • Debt Management

7 Hacks to Improve Your Personal Finances

Anyone’s personal finances can be improved, no matter how good they are.  Our financial affairs and money management are the keys to getting out of debt and obtaining financial freedom. …

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  • Budgeting

Budgeting: The 50/30/20 Method

Budgeting is a cornerstone habit of building wealth and gaining financial freedom. One method for budgeting is the 50/30/20 Budget. Before we get started, I wanted to take a second…

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Budgeting: The 50/30/20 Method
Veterinarian Care: How Much is Your Dog Worth?
  • Life

Veterinarian Care: How Much is Your Dog Worth?

Veterinarian care is a terrible conversation to have, but one that I think plays a big part in our financial strength! My wife’s Shitzu, Sisqo, is not doing so good. …

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  • Save Money

Save Money On Your Food Budget!!

One budget area that many of us overspend in is food!  After all, we all have to eat!  Do you eat out every day? Do you want to start saving…

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Save Money On Your Food Budget!!
Having Trouble Saving Money?
  • Save Money

Having Trouble Saving Money?

Do you have trouble saving money?  Hello everyone! Good to see you again. I know from personal experience how hard it can be.  I have always had a problem with…

  • Posted by - Carey
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  • Budgeting

Budgeting for Financial Success

Hi everyone.  How’s it going?  I am doing well. Financial success is a great goal to have and budgeting is only one of the many tools you will need to…

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Budgeting for Financial Success
I Have a Dream to Chase
  • Life
  • Blog

I Have a Dream to Chase

Hello everyone! How are we all doing? Are you all ready to talk about our dreams? Well here it is, the thing I have wanted for many years now is……

  • Posted by - Carey
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Hello and Welcome!

My name is Carey and I am the author of Realities and Dreams.  I started this blog as a new hobby and to motivate all of you, and myself, to take control of our personal finances!  Time to turn our Dreams into Reality!  Let's get started!

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