Do you have problems managing money?  Live paycheck-to-paycheck?  Do you have too much, or any credit card debt?  Does your financial situation get in the way of your dreams?

If you answered yes to any of these questions, or just want to improve your finances, you are in the right place!  Here at Realities and Dreams, our goal is to build financial strength and ultimately become debt-free, FINANCIALLY FREE!  Once we achieve this, we can chase our DREAMS and make them our REALITY!